INTRODUCING TASDEEQ CREDIT SCORE FOR COMMERCIAL BANKS
Leveraging the expansive credit bureau data, we are giving you a complete picture of the credit worthiness of your customers
Mitigate Risk, Enhance your Business and Acquire more Customers with TASDEEQ
Our innovative approach to data, technology and advanced analytics drives insights that enable you to make quick decisions with confidence.
Be Future Ready: With TASDEEQ’s advanced data driven solutions
Make better decisions through our innovative products and services that provide meaningful insights and promote financial inclusion.
Chart a successful future with TASDEEQ Business Services
Make better decisions through our innovative products and services that provide meaningful insights and promote financial inclusion.
Services we Offer
It is time to think about your customers differently. Our solution use technologies to help banks and other financial institutions embrace change that is taking place in the finance sector of Pakistan and be future ready.
CIR Report
Basic regulatory requirement to make credit evaluations easier for lending institutions
Portfolio Scrub / Review
Flagged for limit enhancements, cross-product offerings and defaults
CIR Plus Report
Provides you with the information to determine the household’s overall indebtedness
Business Growth Analytics
Analyze and identify new business opportunities through SMS marketing
Telecom Risk Profile Index
Insights on individual customer’s financial situation for customized products and services.
Member Status
We are growing every day, with members from banking and financial institutions across Pakistan providing insights on 18 million records.
Commercial Banks
100%
Total Number
Borrowers
Average History
Microfinance Banks
100%
Total Number
Borrowers
Average History
Microfinance Institutions
100%
Total Number
Borrowers
Average History
Other Members
40%
Total Number
Borrowers
Average History
Become a Member
Our members have access to consumer Credit information Reports (CIR), Credit Scores and other innovative services that make lending easier.

Data Sharing Contract


Required Information


You're a member


Member Training

Latest News
Browse latest news and customer events

TASDEEQ at various Industry Events in 2022
December 7, 2022
TASDEEQ at various Industry Events in 2022
TASDEEQ had a packed second half in 2022, with participation in various events, we are thankful to the organizers for inviting us to be part of these prestigious events. Our team is looking forward to more of these inclusive events in 2023.
Pakistan Microfinance Network’s Annual Microfinance Conference (4 – 6 October, 2022)
We were part of the Pakistan Microfinance Network’s Annual Microfinance Conference, which gave us an opportunity to showcase the latest developments at TASDEEQ to our customers and wider microfinance audience. We have been highlighting the role credit bureaus can play in the lending industry, focusing our attention at the digital finance and its importance when it comes to financial inclusion in Pakistan.
Pakistan Fintech Network’s Fintech Forum 2022 (23 – 24 November, 2022)
A gathering of fintech leaders and experts, the event focused on breaking barriers in the digital finance ecosystem, TASDEEQ was represented by its COO, Mr. Omar Khalid, as part of a panel discussion on digital lending in Pakistan, the current challenges and what opportunities the future holds. Credit Bureau’s have a vital role in the development of digital lending, and TASEEQ is positioned as a digital service provider, which provides vital insights to the lending institutions based on data.
Digital Leaders Forum’s Pakistan Digi Conference (24 – 25 November, 2022)
Focused on post pandemic digital landscape, the conference put a light on how Fintechs are leading the transformation space. Our COO, Mr. Omar Khalid discussed the vital role Credit Bureaus can, and are playing in the digitization of the lending business in Pakistan.

TASDEEQ, PACRA, Analytics Pvt Ltd and Creditinfo Group partner with Pakistan Banks' Association to facilitate wider access to housing finance
October 22nd, 2021
TASDEEQ, PACRA, Analytics Pvt Ltd and Creditinfo Group partner with Pakistan Banks' Association to facilitate wider access to housing finance
Consortium will develop a market-level application scorecard and income estimation model to boost financial inclusion in Pakistan
22 October 2021 – Pakistan Banks' Association (PBA) recently announced that it has entered into a strategic partnership with a consortium of leading financial services and technology businesses to improve access to finance for low-income segments of the population currently excluded from traditional housing finance.
The consortium, comprised of Creditinfo Group, a global credit information and fintech service provider; TASDEEQ, Pakistan's first SBP Licensed Credit bureau, offering cutting-edge reports, statistical scores, and analytical tools for the financial industry for efficient credit risk and strategic decision making; Pakistan Credit Rating Agency (PACRA) and Analytics Pvt Ltd, a leading Artificial Intelligence, Business Analytics, Big Data Analytics and Data Sciences solutions provider, will work together to develop for PBA a market-level application scorecard and income estimation model aimed at streamlining risk assessments and enabling a wider pool of applicants to access financing for their housing needs.
The consortium brings together industry-leading credit risk analytics knowledge, alongside extensive experience in Pakistan and emerging markets globally. The development and deployment of the automated income estimation & credit assessment methodology will be overseen through the PBA platform.
This project is being managed by the PBA Technology Working Group, comprising CEOs and members of Bank Alfalah, HBL and Faysal Bank as well as the CEO of PBA and a senior official of State Bank of Pakistan. This is a novel and unique project, and the first of its kind in Pakistan, where a scorecard will be developed using an alternative source of data.
The scorecard project will support the Naya Pakistan Housing Programme (NPHP), a government-backed initiative providing low-cost, affordable housing to deserving individuals in Pakistan that is expected to be a catalyst to accelerated economic activity and increased job opportunities in the region following the negative impact of Covid-19.
Mr. Tawfiq Husain, CEO, PBA stated, “We are very excited with the transformational impact this project can have on our members’ consumer lending and credit initiation and risk management capabilities. Starting with Low Cost Housing Financing, we hope to be able to put this model to use for other products in consumer lending.”
Mr. Omar Khalid, COO TASDEEQ commented: "TASDEEQ, PACRA and Analytics together bring a diverse array of expertise to the project. This synergy coupled with Creditinfo's comprehensive global experience will be vital in development of low-cost housing credit scoring and income estimation models for the existing as well as new-to-bank customers utilizing alternative data sources. We are excited to be working with PBA to provide the banks with tools for quick and accurate risk decision making and working towards a more financially inclusive Pakistan."
Mr. Samuel White, Regional Director, Creditinfo, commented on the partnership: "Our unique global experience will be complemented by the consortium partners' local market knowledge to develop a robust credit risk and affordability solution in Pakistan. The project will provide PBA members with the required tools to make accurate risk decisions on underserved segments of the population, which is fundamental to increasing access to housing finance. Creditinfo is excited to work with the PBA to support the expansion of financial inclusion in Pakistan and help drive economic activity in the region".

